:root {
  --navy: #031543;
  --navy-light: #0b1f5c;
  --primary: #2563eb;
  --primary-light: #eff6ff;
  --bg: #f8fafc;
  --card: #ffffff;
  --text: #111827;
  --text-secondary: #6b7280;
  --border: #e5e7eb;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}

a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

.wrap { max-width: 760px; margin: 0 auto; padding: 0 20px; }

header.site {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%);
  color: #fff;
}

.nav {
  max-width: 760px;
  margin: 0 auto;
  padding: 18px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 18px; color: #fff; white-space: nowrap; }
.brand img { width: 32px; height: 32px; border-radius: 8px; flex-shrink: 0; }
.brand:hover { text-decoration: none; }

.nav-links { display: flex; gap: 18px; font-size: 13px; font-weight: 600; flex-wrap: wrap; }
.nav-links a { color: rgba(255, 255, 255, 0.85); white-space: nowrap; }
.nav-links a:hover { color: #fff; }

.hero { padding: 64px 0 80px; text-align: center; }
.hero .eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #bfdbfe;
  background: rgba(255, 255, 255, 0.1);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}
.hero h1 { font-size: 40px; margin: 0 0 14px; font-weight: 800; letter-spacing: -0.02em; }
.hero p { font-size: 17px; color: #cbd5e1; max-width: 480px; margin: 0 auto 30px; }

.cta-row { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.btn {
  display: inline-block;
  padding: 13px 26px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 15px;
}
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: #1d4ed8; text-decoration: none; }
.btn-ghost { background: rgba(255, 255, 255, 0.1); color: #fff; border: 1px solid rgba(255, 255, 255, 0.25); }
.btn-ghost:hover { background: rgba(255, 255, 255, 0.16); text-decoration: none; }

main { padding: 56px 0 80px; }

.features {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: -46px;
}
.feature-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 22px 18px;
  text-align: center;
  box-shadow: 0 8px 24px rgba(3, 21, 67, 0.06);
}
.feature-card .emoji { font-size: 26px; margin-bottom: 10px; }
.feature-card h3 { font-size: 15px; margin: 0 0 6px; }
.feature-card p { font-size: 13px; color: var(--text-secondary); margin: 0; }

.section { margin-top: 64px; }
.section h2 { font-size: 24px; margin-bottom: 10px; }
.section p.lead { color: var(--text-secondary); font-size: 15px; max-width: 560px; }

.legal-header { padding: 44px 0 8px; }
.legal-header h1 { font-size: 28px; margin: 0 0 6px; }
.legal-header .subtitle { color: var(--text-secondary); font-size: 14px; }

.legal-body { padding: 24px 0 80px; }
.legal-body h2 { font-size: 17px; font-weight: 800; margin: 30px 0 10px; }
.legal-body p { font-size: 15px; color: var(--text-secondary); margin: 0 0 12px; }
.legal-body ul { margin: 0 0 14px; padding-left: 20px; }
.legal-body li { font-size: 15px; color: var(--text-secondary); margin-bottom: 6px; }
.legal-body a { font-weight: 600; }

.legal-body .lead-intro { font-size: 16px; color: var(--text); margin-bottom: 10px; }
.legal-body .section-divider {
  border: none;
  border-top: 1px solid var(--border);
  margin: 40px 0;
}
.legal-body .kicker {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--primary);
  margin: 0 0 6px;
}

/* --- home page extras --- */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 24px;
}
.step { text-align: center; }
.step .num {
  width: 36px;
  height: 36px;
  border-radius: 999px;
  background: var(--primary-light);
  color: var(--primary);
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 12px;
}
.step h3 { font-size: 15px; margin: 0 0 6px; }
.step p { font-size: 13.5px; color: var(--text-secondary); margin: 0; }

.why-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin-top: 20px; }
.why-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 16px;
}
.why-item .emoji { font-size: 20px; line-height: 1; }
.why-item h3 { font-size: 14.5px; margin: 0 0 4px; }
.why-item p { font-size: 13.5px; color: var(--text-secondary); margin: 0; }

.faq-item { border-bottom: 1px solid var(--border); padding: 18px 0; }
.faq-item:first-child { padding-top: 0; }
.faq-item h3 { font-size: 15.5px; margin: 0 0 6px; }
.faq-item p { font-size: 14px; color: var(--text-secondary); margin: 0; }

.cta-band {
  margin-top: 70px;
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: 20px;
  padding: 44px 30px;
  text-align: center;
  color: #fff;
}
.cta-band h2 { font-size: 24px; margin: 0 0 10px; }
.cta-band p { color: #cbd5e1; font-size: 14.5px; margin: 0 0 22px; }

@media (max-width: 640px) {
  .steps, .why-list { grid-template-columns: 1fr; }
}

footer {
  border-top: 1px solid var(--border);
  padding: 28px 0;
  font-size: 13px;
  color: var(--text-secondary);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 10px;
}
footer .links { display: flex; gap: 16px; }

@media (max-width: 640px) {
  .hero h1 { font-size: 30px; }
  .features { grid-template-columns: 1fr; margin-top: 20px; }
  .nav-links { gap: 14px; font-size: 13px; }
}